How Much Should You Have in Your Emergency Fund?
Your income stream may seem stable….until it’s not. As we learned in 2020, life throws curveballs. During the…
Credit Utilization: What Is It and How Do You Calculate It?
Your credit score paints a picture of your financial health for potential lenders and employers, impacting everything from…
How to Improve Your Credit Score Fast
Having good credit is essential to getting the best interest rates and terms and hearing “yes” more often…
How to Create a Budget
If the word “budget” doesn’t make your heart skip a beat with joy, you’re not alone. Budgets are…
What Is the FIRE Movement?
The traditional way of thinking goes: get an education, get a job, save and invest a small portion…
New Bill Allows Individuals to Become Accredited Investors
Suppose you’re a sophisticated investor in the U.S. who wants access to investment opportunities such as private equity,…
401k Contribution Limits 2023
If you’re getting serious about saving for retirement, a 401(k) plan will be one of the first instruments…
What is Life Insurance?
When we think about financial planning for our future, saving and investing are typically the two words that come to…
What is a Good Credit Score?
Establishing good credit is essential for managing your personal finances and qualifying for lines of credit. After all,…
What Is a 401(k)?
If you’re looking to build wealth, you’ll need to save and invest your money. And one of the best…