How Arrived Works

Published: Aug 7, 2024

Updated: Oct 28, 2026

Real estate investing has traditionally been complicated. Arrived is on a mission to make real estate investing more accessible through a simple, modern online platform, designed to lower traditional barriers to real estate investing.

A better experience for investors

Investing in rental properties directly can be complex and time-consuming, even for experienced investors. Arrived is built to make it easier to browse offerings, invest online, and manage your real estate portfolio in one place.


See what investors are saying about their experience investing on Arrived.

The old way to invest in rental properties

  1. Start a property search
  2. Find a lender and get approved for a loan
  3. Determine investment value
  4. Make an offer and see if you get accepted
  5. Pay a hefty down payment
  6. Close on home
  7. Get homeowner's insurance
  8. Make needed renovations
  9. List home for rent
  10. Show home to renters
  11. Screen potential tenants
  12. Sign a lease
  13. Safely store security deposits
  14. Manage property maintenance (yes, toilets too)
  15. Manage accounting
  16. Organize taxes every year


Rental property investors are responsible for everything from assessing the value of potential investments to securing financing, managing tenants, and maintaining the property. In short, it takes a lot of steps.

The Arrived way to invest in real estate

With Arrived, investors can easily browse pre-vetted rental properties, choose their investment amount, and build a tailored portfolio of hand-selected homes in minutes.


In addition to individual properties, Arrived offers a range of fully managed real estate funds to suit different strategies:


  • Single Family Residential Fund: Broader exposure to single-family rental homes across multiple markets in a single investment.
  • Seattle City Fund: Targeted exposure to single-family rental homes in the Seattle metro area.
  • Real Estate Income Fund: Exposure to short-term loans backed by residential real estate, with a focus on interest-based income rather than property appreciation.


Whether you want to choose individual properties, invest through a fund, or mix and match both, Arrived offers flexible ways to build a real estate portfolio around your goals.

Arrived homes


Step 1 - Browse and choose investments


Begin your investment journey with Arrived by exploring a curated selection of investment opportunities.

Buy shares


Step 2 - Buy shares


Once you've found an offering, choose your investment amount and buy shares. You can spread your investment across several properties or funds to build a portfolio over time.

Property page


Step 3 - Earn potential dividends and participate in any appreciation.


Arrived works with property managers to manage the properties on your behalf, so you can access the potential financial benefits of real estate investing without the operational burden of managing tenants or maintenance.

How returns on Arrived work

Arrived investments can generate returns in two ways, depending on the product:


  1. Dividends: Individual properties and funds may pay monthly dividends from net rental income or loan interest. Dividends are not guaranteed and may be reduced or paused, for example, during a vacancy or a major repair.
  2. Appreciation: For rental home investments, investors may benefit if a property is sold for more than its purchase price. Property values can also fall. Note: The Real Estate Income Fund is income-focused and does not include appreciation.

Choosing the right investment product

Different Arrived products are designed for different investor needs and portfolio roles. You can choose individual homes one property at a time, get broader exposure through a fund, or invest in real estate-backed lending through the Real Estate Income Fund. Review each offering's circular to understand its risks, fees, and liquidity terms.

Individual properties

Single-family residential properties


Arrived focuses on buying single-family homes and renting them to long-term tenants, typically on one- to two-year leases. The strategy aims to generate rental income during the hold period and to sell the property later, with the potential to benefit from any appreciation.

the oscar


  • Return type: Rental income and potential appreciation. Appreciation is not guaranteed, and property values can fall.
  • Performance: Historical performance varies by property. See each property's Investment Details Page for its dividend history and current valuation.
  • Liquidity: After a six-month minimum hold, investors may list shares on the Arrived secondary market. The secondary market can provide a path to liquidity, but it does not guarantee a sale or a specific price.
  • Diversification: Spreading an investment across multiple properties can reduce exposure to any single home. Diversification does not ensure a profit or protect against loss.

Funds

Arrived's funds provide broader exposure across multiple assets in a single investment. The Single Family Residential Fund and the Seattle City Fund hold single-family rental homes, and the Real Estate Income Fund holds short-term loans backed by residential real estate.

Single Family Residential Fund


The Single Family Residential Fund pools investor capital into a portfolio of single-family rental homes across multiple U.S. markets.

Arrived Single Family Residential Fund
  • Return type: Rental income and potential appreciation. Appreciation is not guaranteed, and property values can fall.
  • Performance: See current historical performance on the Single Family Residential Fund offering page.
  • Redemptions: Investors may request a redemption after holding shares for six months. Requests are processed quarterly, are subject to limits and fees, and may be limited or suspended. Redemption is not guaranteed.
  • Diversification: The Fund holds homes across multiple markets, which spreads exposure beyond any single property or city. Diversification does not ensure a profit or protect against loss.

Seattle City Fund


Arrived City Funds focus on investments in a single metropolitan area, offering targeted market exposure while maintaining diversified pooled assets. Unlike the Single Family Residential Fund, which spans multiple markets nationwide, a City Fund lets investors focus on a specific market.

Arrived Single Family Residential Fund
  • Return type: Rental income and potential appreciation. Appreciation is not guaranteed, and property values can fall.
  • Performance: See current historical performance on the Seattle City Fund offering page.
  • Redemptions: Investors may request a redemption after holding shares for six months. Requests are processed quarterly, are subject to limits and fees, and may be limited or suspended. Redemption is not guaranteed.
  • Diversification: The Seattle City Fund offers diversification across various properties in a single market, which can help balance exposure to any one home. It does not diversify across markets, so results depend on the Seattle housing market, and diversification does not ensure a profit or protect against loss.

Real Estate Income Fund


The Real Estate Income Fund is built for income-focused investors. The Fund makes short-term loans to real estate investors and builders for renovations, rehabs, and new construction nationwide, and pays investors the interest it earns as monthly dividends. Dividends are not guaranteed.

private credit fund
  • Return type: Income from loan interest. The Fund does not include property appreciation.
  • Performance: See the current historical annualized dividend yield on the Real Estate Income Fund page.
  • Redemptions: Investors may request a redemption after holding shares for six months. Requests are processed quarterly, are subject to limits and fees, and may be limited or suspended. Redemption is not guaranteed.
  • Diversification: The Fund holds a portfolio of real estate-backed loans across borrowers and markets. Loans can default, and collateral may not cover the full loan amount.



Real estate investing simplifiedBuy shares of rental homes, with potential for rental income and appreciation.

Leave property management to the pros

Investing in real estate shouldn’t feel like a second job. Arrived works with property management and operating partners so investors don't need to manage properties themselves.


Our property management partners handle mission-critical responsibilities, from helping with the property search to managing remodels and finding tenants. Every partner we select has passed our strict evaluation criteria.

Choose your investment level

Arrived believes everyone should be able to invest in real estate. That’s why we offer flexible investment amounts ranging from $100 to over $1M. 


Investors also have easy access to their Cash Balance, which they can use to reinvest in new offerings or withdraw dividends at any time.

Handpicked investments by seasoned professionals

Arrived's team leverages decades of experience and data science to evaluate every investment. By combining market insights with analytical tools, we select investment opportunities based on their potential for income and appreciation.


Our selection process:


  1. Analyze markets using data science and research.
  2. Identify areas with potential for income and appreciation.
  3. Evaluate each property, loan, or project against our investment criteria.
  4. Prepare a detailed financial and risk analysis.
  5. Present to our investment committee for review.

Regulation-backed investment options

All Arrived offerings are open to accredited and non-accredited investors. We adhere to SEC standards for transparency and provide regular audited financial reports so you know exactly what you're investing in and how your assets are performing. You can access our public SEC filings here.

Disclosure

The opinions expressed in this article are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product. The views reflected in the commentary are subject to change at any time without notice.



Past performance does not guarantee future results, and there is no guarantee this trend will continue.

View Arrived's disclaimers

Webinar: Investing In Arrived

Ryan Frazier, Arrived CEO, and Cameron Wu, VP of Investments, will be hosting webinars to talk about how to get started with rental property investing. Sessions are held on Tuesdays at 9am PST each week (unless otherwise posted).